NICHE AUTOMOTIVE TERMS & CONDITIONS

All information on this site is Copyright 2018 Niche Automotive. Reproduction, distribution or transmission by any means without the prior permission of Niche Automotive is prohibited. All rights reserved.

Niche Automotive has made every effort to ensure the accuracy of the information contained in this site. The models illustrated and pricing given are all subject to status, change in design and equipment. In parts they may even show optional equipment and accessories not fitted as standard along with model alterations in line with the manufacturer’s guidelines.

For precise information on all model features, exact levels of equipment, availability and supply source please contact Niche Automotive.

All quotations are subject to manufacturer’s price change and interest rate fluctuations and as in any credit agreement all offers are subject to status and acceptance, written details available on request.

All standard features of a vehicle quoted, are taken direct from the Funder - manufacturers website or brochure. For your own reference please view the standard features on the relevant manufacturers website or brochure prior to signing Niche Automotive order confirmation, Niche Automotive accept no liability for any change of standard features.

All agreements are subject to an administration fee of £180 + Vat unless stated otherwise.

Delivery Dates: All delivery dates are an estimate given via the manufacturers, Niche Automotive accept no liability for any change in delivery dates if offered by the manufacturer or main dealer.

Niche Automotive will not use the personal information collected on this website for any purpose other than individual customer care, mailing of product information, or special offers. For these purposes, the information may be stored and processed by Niche Automotive. Niche Automotive declares that all information will be treated confidentially and in accordance with the legal provisions concerning data protection (Data Protection Number: Z930 77 68).

All offers on this site are based on either 2 to 4 year Contract Hire package. All Business Contract hire pricing is shown exclusive of Vat @ the current rate. All Personal Contract hire pricing is shown including Vat @ the current rate. Road fund licence for the duration of the contract and delivery to the mainland UK are both included in the monthly rental for both business and personal users.

All quotations are subject to status and are also subject to change at any time, guarantees may also be required.
Niche Automotive are a FCA approved company – FCA No 650172

 

Complaints Handling Procedure

It is the aim of Niche Automotive to provide a very high standard of service to every client. It is important to us that all complaints are resolved as quickly as possible and to the complete satisfaction of our clients. This procedure explains how we will deal with any complaints. It also tells you what you can do if you think your complaint has not been resolved to your satisfaction.

If you have a complaint about any aspect of our service, then we would like to hear from you. You can contact us by telephone or in writing and your complaint will be resolved by the appropriate person in the shortest possible time. To help us to investigate and resolve your concerns as quickly as possible, you should in the first instance contact the department with which you have been dealing. We will try to resolve your complaint immediately; however, sometimes, this may not be possible.

 

In the unlikely event that we are not able to resolve your complaint by the end of the next business day, we will keep you informed of the progress of our investigations and provide our final response in writing providing our findings and the action to then take.

To register a complaint contact us by either:


Email us at info@nicheautomotive.com
Calling us on 01756 699411


Write to us at Niche Automotive, 4 Embsay Mills Business Centre, Embsay, BD23 6QR.

If you have a regulated contract with us and are not satisfied with our final response, you may be eligible to refer the matter to the Financial Ombudsman Service. You must do this within six months of our final response. When we send you our final response, we will also provide you with a copy of the Financial Ombudsman Service’s explanatory leaflet.

If you have any questions in relation to our Complaints Handling Procedure, please contact us on 01756 699411.

INITIAL DISCLOSURE

The Financial Conduct Authority (FCA) is the independent regulator of financial services. The FCA require us to provide you with an Initial Disclosure Document to help you decide if our services are right for you. This document provides information about Niche Automotive, the products we offer, the services we will provide, what we charge for our services, who regulates us, what to do if you have a complaint, and details about the Financial Services Compensation Scheme.

 

About Niche Automotive

Niche Automotive is authorised and regulated by the Financial Conduct Authority (FCA).
Niche Automotive is a credit broker and not a lender.
We are permitted by the FCA to carry out:

  • Credit Brokerage

  • Debt adjusting – This permission is limited to debt adjusting with no debt management

  • Debt counselling – This permission is limited to counselling no debt management

Our registered address is 4 Embsay Mills Business centre, Embsay, BD23 6QR. Our Financial Conduct Authority Firm Reference Number is 650172 . You can verify our status on the Financial Services Register by visiting the FCA’s website at www.fca.org.uk or by contacting the contact centre on 0800 111 6768.

 

Our credit broking services provided

We offer vehicle leasing and credit hire products from a carefully selected panel of finance providers. All our products are related to the leasing or hire of a vehicle.
Based on your funding requirements we will provide you with either comparable details of firms most appropriate, or general information relating to finance products. In assessing your needs, we may need to seek information about your personal circumstances and requirements as might be relevant to enable us to identify your needs.


We will:

  • Bring to your attention how this firm uses your personal data it collects

  • Provide you with a clear and simple method to cancel your consent for the processing of your personal data

  • At your request disclose from where your personal data was obtained

  • We agree to keep all personal information in a secure environment and will comply with the Data Protection Act 1998 and any other applicable data protection legislation currently in force.

  • We encourage you to ask us at any stage anything that is unclear and obtain independent legal advice if you still do not fully understand the credit arrangements – please note unless we are satisfied you fully understand the terms and conditions of the finance you are applying for we will be unable to make the introduction to the finance company, this is for your protection and ours

  • If you wish to update or correct any inaccuracies in your personal information, or if you have any other comments or complaints in relation to this service agreement or the purchase order, please let us know by email to info@nicheautomotive.com

 

The finance products used

As a FCA regulated credit broker, we may introduce you to a range of finance providers who may be able to help you finance your vehicle and provide other products/services, such as vehicle maintenance and servicing packages.
Please note not all our products are regulated by the Financial Conduct Authority which is the independent watchdog that regulates financial services. We will explain clearly at the outset whether any service you enter with us is regulated by the FCA or not.
We will only offer products from a carefully selected panel of finance providers. We will not refer you outside of this panel. You can ask us for a list of the suppliers who provide our finance products. All the products we offer are optional.
We may receive a fee for introducing you to one of our many lenders who assists with your agreement or from another credit broker to whom we refer you if we cannot arrange funding for you, we do not charge for our credit broking services.

 

Our Principles

We will deliver information on our services in plain language, and offer help if there is any aspect you do not understand

  • We will be open, honest, and fair in all our activities that we conduct with you

  • We will respect and listen to your needs and circumstances

  • We will always strive to exceed your expectations and deliver excellent service

  • We will show pride and dedication in everything that we do and make decisions through expertise knowledge and good judgement in your best interests

 

What we will do

  • Explain the key features of the regulated credit agreement to enable you make an informed choice

  • Take reasonable steps to satisfy ourselves that a product we wish to recommend to you is suitable for your needs and circumstances

  • Advise you to read, and allow you enough opportunity to consider the terms and conditions of a credit agreement before entering it

  • Before referring you to a third party which carries on regulated activities obtain your consent, after having explained to you why your details are to be disclosed to that third party

  • Before effecting an introduction of you to a lender disclose (where applicable) the fact that the lender is linked to this firm by being a member of the same group as the firm

  • Before effecting an introduction of you to a lender explain how, when and where you may exercise your cancellation rights

 

Trading Names: Niche Automotive, Niche Vehicle Funding.

 

COMMISSION DISCLOSURE

Financial Conduct Authority

The Financial Conduct Authority expects any intermediary to disclose to their customers that a commission may be payable to the intermediary by a supplier or creditor that we may introduce you to; and, to disclose the amount of this potential commission when requested. The Financial Conduct Authority have made it clear that “commission” means any financial consideration.

 

Charges for our services

Niche Automotive rely on the commission paid from our finance providers or lenders when you engage our services. The commissions payable may be pre-set by our lenders and the commission payable in each deal may vary; this can be subject to parameters such as the value of the vehicle or volumes supplied within a given timeframe. The amount of commission in the deal may have an impact on the amount payable by the customer. Niche Automotive are a broker and not a lender and will work with a panel of lenders to ensure the customer is provided the most cost-effective solution on each occasion.

 

If You Would Like Us To Disclose Any Potential Commission We Earn:

In line with this legislation, you can ask us to disclose any potential commission by emailing info@nicheautomotive.com or by calling 01756 699411 and asking to speak to the Compliance officer about a Commission Disclosure.

NICHE VEHICLE FUNDING

Part of the Niche Automotive Group

T: 01756 699411   

E: info@nicheautomotive.com

Embsay Mills Business Centre

Skipton

BD23 6QR.

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© 2022 by Niche Automotive. EST 2004

NICHE VEHICLE FUNDING

info@nicheautomotive.com

Tel: 01756 699411   

4 Embsay Mills Business Centre

Skipton, BD23 6QR.

We can introduce you to a limited number of lenders and their finance products. We are not an independent financial advisor; we will provide details of products available, but no advice or recommendation will be made. You must decide whether the finance product is right for you. We do not charge you a fee for our services. Whichever lender we introduce you to, we will typically receive commission from them (either a fixed fee or a fixed percentage of the amount you borrow). The commission arrangements we have in place vary, depending on how you are introduced to us and with which lender we are able to place you with. When you are introduced to us by a motor retailer, we may be paid a flat fee, regardless of the interest rate you pay, finance product, length of agreement, or amount of finance. We may also be paid a fixed rate of commission, calculated as a percentage of the amount of finance. We will always introduce you to the most suitable finance lender offering you the most appropriate finance product for your needs, and at the best interest rate possible (which is determined by the finance lender) based on the commission we are paid and by your credit profile. The amount of commission we receive and pay, and your credit profile, will impact the amounts you pay under your credit agreement. In both cases, we will pass a proportion of the commission paid to us to the motor retailer that introduced you to us. We may also be paid, and pay the motor retailer, higher commission depending on the type and age of vehicle or based on the finance product you are provided with. In these cases, commission levels vary based on the levels of work required to be undertaken by us and the motor retailer. Whilst we may receive higher levels of commission based on the finance product you are provided with, this is always based on the level of work required in relation to the particular product and we will not seek to secure finance products that are not suitable for your needs.

We are a credit broker and not a lender. Niche Vehicle Funding is a trading style of Niche Automotive. Our VAT registration number is 847687858, Niche Automotive is authorised and regulated by the Financial Conduct Authority under firm reference number 650172. If you would like to know how we handle complaints, please ask for a copy of our complaints handling procedure, or click here. You can also find information about referring a complaint to the Financial Ombudsman Service (FOS) at www.financial-ombudsman.org.uk.