It's all here in Black and White.

Based in the heart of the Yorkshire Dales, we’re here to help our customers source the perfect vehicle and access finance that is suitably tailored, whilst altogether more straight forward.

Car finance

Car sourcing

We work closely with our customers every step of the way – from sourcing your perfect vehicle to the finance application through to in-life support and with a focus on customer experience, we aim to build long lasting relationships.

Fantastic 5 star service from Gareth again.

Just received my car this morning. The process has been effortless and stress free right from the start. Highly recommended.

Richard Maddocks (Prince & King)

Dear Gareth,

Hope this finds you well, quick note to let you know I am over the moon with my New Tesla and would like to thank you for your help locating the car and assisting with the finance & home charge point.

I will not hesitate to recommend you and Niche Automotive to my family and friends.

Nigel Horsfield (Ilkley)

Good Morning Gareth,

Hope you are good, quick note to let you know the car landed yesterday all good and the guy who delivered the car was extremely helpful.

Thank you for all your help with the car purchase, I will be back in touch in august when my company van is due for renewal.

Anthony Watson (Settle)


From large scale businesses to individual clients, we have built a world class reputation over a number of years that is based on trust and delivering on our client's exact vehicle specifications.


New and used vehicle sourcing and car finance options

We source. We finance. We deliver. The complete service.


Please click the below View deals button to view our current Stock Offers.


We pride ourselves on getting to know our customers and take the time to understand their initial needs but also their long-term plans so we can provide an ongoing best in class service.

To begin your journey with Niche Vehicle Funding explore our range of products below, or click on the Contact button for an accurate no-obligation finance example.


If you’re looking for a car finance option at a lower fixed monthly rate than a traditional Hire Purchase, then a PCP – or Personal Contract Purchase – could be exactly what you’re after.



HP + B

Hire Purchase with a balloon payment is very similar to a standard Hire Purchase agreement, but like a PCP a certain amount of the loan is deferred until the end as a final “balloon” payment to reduce the monthly payments



A Balanced Payment Plan offers a fixed monthly payment but unlike a Hire Purchase car finance agreement, where the interest rate is fixed, Balanced Payments offer a variable rate which tracks the changes in the Finance House Base Rate.



When it comes to vehicle refinance, many people have vehicles previously financed on (PCP) Personal contract purchase or Hire purchase with a balloon, but what are the end of term options? You may not want to hand the car back?



We source as well as finance cars. We will search the UK network for your perfect vehicle, from 1st cars to high end prestige, talk you through the perfect funding package to suit your requirements and arrange everything for you including delivery etc.



Ride off on your dream motorbike with a tailored finance package that suits your needs. We offer Hire Purchase & Personal Contract Purchase from several lenders.


Vehicle and car finance options 

Browse our vehicle sourcing and car finance options below.


Part of the Niche Automotive Group

T: 01756 699411   


4 Embsay Mills Business Centre


BD23 6QR.

Privacy Policy

Terms & Conditions

  • LinkedIn
  • Facebook
  • Instagram


Car sourcing and financing.

At Niche Vehicle Funding, we have engineered our services around our clientele’s requirements. As prestige vehicle sourcing and finance specialists, we have built partnerships with both retailers and lenders to make the car buying journey smooth and effortless.

Our independent status, coupled with access to over 20 different lenders, many of which are main UK banks offering exclusive products for cars & motorcycle's, means we are perfectly placed to meet individual preferences.

We can introduce you to a limited number of lenders and their finance products. We are not an independent financial advisor; we will provide details of products available, but no advice or recommendation will be made. You must decide whether the finance product is right for you. We do not charge you a fee for our services. Whichever lender we introduce you to, we will typically receive commission from them (either a fixed fee or a fixed percentage of the amount you borrow). The commission arrangements we have in place vary, depending on how you are introduced to us and with which lender we are able to place you with. When you are introduced to us by a motor retailer, we may be paid a flat fee, regardless of the interest rate you pay, finance product, length of agreement, or amount of finance. We may also be paid a fixed rate of commission, calculated as a percentage of the amount of finance. We will always introduce you to the most suitable finance lender offering you the most appropriate finance product for your needs, and at the best interest rate possible (which is determined by the finance lender) based on the commission we are paid and by your credit profile. The amount of commission we receive and pay, and your credit profile, will impact the amounts you pay under your credit agreement. In both cases, we will pass a proportion of the commission paid to us to the motor retailer that introduced you to us. We may also be paid, and pay the motor retailer, higher commission depending on the type and age of vehicle or based on the finance product you are provided with. In these cases, commission levels vary based on the levels of work required to be undertaken by us and the motor retailer. Whilst we may receive higher levels of commission based on the finance product you are provided with, this is always based on the level of work required in relation to the particular product and we will not seek to secure finance products that are not suitable for your needs.

We are a credit broker and not a lender. Niche Vehicle Funding is a trading style of Niche Automotive. Our VAT registration number is 847687858, Niche Automotive is authorised and regulated by the Financial Conduct Authority under firm reference number 650172. If you would like to know how we handle complaints, please ask for a copy of our complaints handling procedure, or click here. You can also find information about referring a complaint to the Financial Ombudsman Service (FOS) at