NICHE VEHICLE FUNDING

"Vehicle funding is not complicated, it's all here in Black & White"

 

We have engineered our services around our clientele’s requirements, and as prestige vehicle finance specialists we have built partnerships with both retailers and lenders to make the car buying journey smooth and effortless.

Our independent status, coupled with access to over 20 different lenders, many of which are main UK banks offering exclusive products for cars & motorcycle's, means we are perfectly placed to meet individual preferences.

We pride ourselves on getting to know our customers and take the time to understand their initial demands but also their long-term plans so we can provide an ongoing best in class service.

To begin your journey with Niche Vehicle Funding explore our range of products below, or click on the Contact button for an accurate no-obligation finance example.

VR - F

Vehicle Re Finance, Many people have vehicles previously financed on (PCP) Personal contract purchase or Lease purchase, but what are your end of term options? You may not want to hand the car back? click Explore to view the full information.

BP.

A Balanced Payment Plan offers a fixed monthly payment but unlike a Hire Purchase car finance agreement, where the interest rate is fixed, Balanced Payments offer a variable rate which tracks the changes in the Finance House Base Rate, click Explore

to view the full information.

HP + B.

Hire Purchase with a balloon payment is very similar to a standard Hire Purchase agreement, but like a PCP a certain amount of the loan is deferred until the end as a final “balloon” payment to reduce the monthly payments, click Explore to view the full 

information.

PCP.

If you’re looking for a car finance option at a lower fixed monthly rate than a traditional Hire Purchase, then a PCP – or Personal Contract Purchase – could be exactly what you’re after, 

click Explore to view the full 

information.

LF & D

Locate, Fund & Deliver, We will then search the UK network for your perfect vehicle, talk you through the perfect funding package to suit your requirements and arrange everything for you including delivery etc, click the Explore to view the full information.

REVIEWS.


Hope you are good, quick note to let you know the car landed yesterday all
good and the guy who delivered the car was extremely helpful.

Thank you for all your help with the car purchase, I will be back in touch in august when my company van is due for renewal.

All the best.
Anthony Watson (Settle)

Gareth at Niche was brilliant and made the whole process so easy and stress free.

A simple, straightforward process complimented by exceptional communication, pricing and vehicle options.

Definitely recommend!
Lucy Bailey (Skipton)

Great service and really good prices!

Gareth answered any queries I had and and was a great help.

Highly recommend niche and will definitely be using them again.

Josh Senior (Leeds)

We can introduce you to a limited number of lenders and their finance products. We are not an independent financial advisor; we will provide details of products available, but no advice or recommendation will be made. You must decide whether the finance product is right for you. We do not charge you a fee for our services. Whichever lender we introduce you to, we will typically receive commission from them (either a fixed fee or a fixed percentage of the amount you borrow). The commission arrangements we have in place vary, depending on how you are introduced to us and with which lender we are able to place you with. When you are introduced to us by a motor retailer, we may be paid a flat fee, regardless of the interest rate you pay, finance product, length of agreement, or amount of finance. We may also be paid a fixed rate of commission, calculated as a percentage of the amount of finance. We will always introduce you to the most suitable finance lender offering you the most appropriate finance product for your needs, and at the best interest rate possible (which is determined by the finance lender) based on the commission we are paid and by your credit profile. The amount of commission we receive and pay, and your credit profile, will impact the amounts you pay under your credit agreement. In both cases, we will pass a proportion of the commission paid to us to the motor retailer that introduced you to us. We may also be paid, and pay the motor retailer, higher commission depending on the type and age of vehicle or based on the finance product you are provided with. In these cases, commission levels vary based on the levels of work required to be undertaken by us and the motor retailer. Whilst we may receive higher levels of commission based on the finance product you are provided with, this is always based on the level of work required in relation to the particular product and we will not seek to secure finance products that are not suitable for your needs.

We are a credit broker and not a lender. Niche Vehicle Funding is a trading style of Niche Automotive. Our VAT registration number is 847687858, Niche Automotive is authorised and regulated by the Financial Conduct Authority under firm reference number 650172. If you would like to know how we handle complaints, please ask for a copy of our complaints handling procedure, or click here. You can also find information about referring a complaint to the Financial Ombudsman Service (FOS) at www.financial-ombudsman.org.uk.

BIKES

Ride off on your dream motorbike with a tailored finance package that suits your needs. We offer Hire Purchase & Personal Contract Purchase from several lenders.